Loan Program
Investment Property
Investment financing is a different conversation from a primary residence. The property has to carry itself, and the loan structure should match your hold strategy.
Key highlights
- Programs that qualify on projected rental income
- Single-family, condo and small multi-unit properties
- Portfolio planning for buyers acquiring multiple doors
- Refinance strategies to recycle equity into the next purchase
Qualifying on the property, not just on you
Rental-income-based programs evaluate whether the property's cash flow covers the debt service. That keeps your personal debt-to-income ratio available for future purchases.
Planning past the first door
If the goal is a portfolio, the structure of loan number one determines how easy loan number three will be. We plan for that from the start.
Frequently asked questions
How much down payment do investment properties require?
Typically more than a primary residence. Exact requirements depend on the program, property type and your credit profile.
Can I count future rent to qualify?
In many programs, yes — supported by a lease or a market rent analysis from the appraisal.
Your Next Step
Your home is one conversation away.
Call, text, or send your details. Samia personally reviews every situation and guides you through each step of the process.
(561) 827-4700